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Obtaining Compensation In A Florida Swimming Pool Drowning Case


Unintentional drowning is the leading cause of injury-related death for children from 1 to 4, the second-leading cause of unintentional death for ages 5-9, and number three for ages 10-14. More kids under 5 drown in Florida than in any other state. The Sunshine State ranks number two when it comes to drowning deaths for kids under 14. In the week following July Fourth, there were two fatal drownings in Central Florida and a third serious injury drowning.

In both wrongful death and serious injury drowning cases, substantial compensation is usually available. However, it takes an experienced attorney to win these cases. They are quite complex and the Florida insurance company has a very good potential defense.

Step One: Establishing Duty in a Florida Swimming Pool Drowning Case

To establish legal responsibility in landowner liability cases, like swimming pool drownings and slip-and-fall cases, Florida law basically uses the old common law classification system.

By definition, invitees are individuals who respond to the owner’s express (“come over for a pool party”) or implied (an “open for business” sign) invitation to be on the land. An invitee also provides a benefit to the owner. That benefit could be economic or noneconomic. Furthermore, money does not need to change hands. Window-shoppers are invitees even if they do not buy anything.

So, the invitee designation applies to most swimming pool drowning victims in Florida. They could be at hotel pools, apartment pools, or backyard pools.

If the victim is an invitee, the owner has a duty of reasonable care. The owner also has a duty to regularly inspect the property and make it as safe as possible for all invitees.

Step Two: Knowledge in a Swimming Pool Drowning Case

Florida’s Residential Swimming Pool Safety Act basically establishes the standard of care in these cases. Brandon and other municipalities may have stricter rules. If so, these local rules are controlling. This Act contains comprehensive rules for private swimming pools. Some highlights include:

  • All pools must be entirely set apart from all dwellings,
  • Each pool must have either a cover or an alarm,
  • The gate must have a gate with a self-locking latch which operates from the pool side, and
  • Every barrier must be unclimbable and at least four feet high.

Failure to adhere to these standards creates a presumption of negligence, according to Florida’s negligence per se doctrine.

Different rule apply for public and semi-public pools, like community pools. These places usually need to have specific lifesaving equipment within easy reach and close to the water’s edge. Again, failure to abide by these standards is evidence of negligence.

Damages in a swimming pool drowning case usually include compensation for both economic damages, such as medical bills, and noneconomic damages, such as pain and suffering.

The Assumption of the Risk Defense

Contrary to popular myth, “No Lifeguard On Duty” and other such signs do not immunize landowners. However, they do make it easier for Florida insurance companies to establish the assumption of the risk defense. This doctrine applies if the victim:

  • Voluntarily assumes
  • A known risk.

So, the victim must be able to see, read, and understand such a warning sign. If all three elements are not present, the victim arguably did not voluntarily assume a known risk. The victim may have known that swimming was not entirely safe, but legally, that’s not the same thing.

Contact Aggressive Attorneys

A few moments under the water can cause permanent injury or even death. For a free consultation with an experienced personal injury lawyer in Brandon, contact Reed & Reed. We have four area offices (St. Petersburg, Lakeland, Tampa, and Clearwater).


Brandon Personal Injury
Reed & Reed, Attorneys at Law, is located in Brandon, FL and serves clients in
and around Brandon, Tampa, Apollo Beach, Sydney, Gibsonton, Balm, Valrico, Wimauma, Sun City Center, Lithia, Ruskin, Durant, and Hillsborough County.

Our Locations


101 East Lumsden Road
Brandon, FL 33511
Tel: 813-438-5960
Fax: 813-438-5995

St. Petersburg

1700 66th Street North, Ste. 104-1008
St. Petersburg, FL 33710
Tel: 727-362-7520
Fax: 727-362-7521


248 N Kentucky Avenue #72
Lakeland, FL 33801
Tel: 863-274-7715
Fax: 863-274-7716


401 E Jackson Street, Ste. 2340
Tampa, FL 33602
Tel: 813-440-6678
Fax: 813-440-6682


13575 58th Street N, Ste. 200
Clearwater, FL 33760
Tel: 727-767-9914
Fax: 727-767-9915


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